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Family Guarantee loan

Family Guarantee loan

Saving deposit is one of the hardest things to do now a days. Inflation is all time high and there is no wages growth. It is extremely hard to save 20% of the purchase price of the property.

When you borrow more than 80% of the purchase price you need to purchase lenders mortgage insurance. Please remember this insurance is to cover banks not yourself.

To avoid all this, you can use family pledge loan where your parents can be the guarantor and parent’s property will guarantee the pledge amount.

By doing this you will be saving thousands of dollars off lenders mortgage insurance. We will show how to structure the loan therefore you focus on pledge portion. Your goal is to release property as early as possible.

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